RCM & Medical Billing
End-to-end billing run by your own billers in your practice management system, with a 48-hour standard for A/R follow-up.
- Claims submission & scrubbing
- Payment posting
- Charge entry
- Daily production reporting
A Business Associate Agreement is signed before anyone touches protected health information.
14
Day target from signed agreement to go-live
30
Days' notice to add or remove seats
10
Business days, typical time to replace a leaver
What You Can Outsource
One flat monthly fee per seat, never a percentage of collections.
End-to-end billing run by your own billers in your practice management system, with a 48-hour standard for A/R follow-up.
A specialist team that works denials and aged A/R until the money lands, aiming for a denial rate under 5%, which AAFP calls more desirable than the industry average.
Source: American Academy of Family Physicians, current
Coders audited daily by senior coding leads against the 95% accuracy standard that the Journal of AHIMA describes, across ICD-10, CPT and HCC. We confirm each candidate's credentials before you interview them.
Source: Journal of AHIMA, January 2019
Nurse- and pharmacist-trained staff take the paperwork off your clinical team. Clinical decisions stay with your US-licensed providers.
Front-end verification before every visit, so denials are stopped before they start.
A patient-facing team that is yours alone, never a shared pool, covering your front office day to day.
The Benchmarks
$51,140
Median US wage for a medical records specialist, before benefits
30%
Of private-employer compensation goes to benefits on top of wages
7-8%
Of claims denied on first submission at the typical medical practice
Source: MGMA, July 2026
<5%
Denial rate AAFP calls more desirable than the 5-10% industry average
These are US figures because BLS, SHRM and AAFP publish them. Wages, employer costs and payer rules in the UK and Canada differ, so the market guides below cover those, and your own payroll is the right comparison.
How It Works
Share your job descriptions, specialty, payer mix and software stack. We scope the seats, workflows and quality metrics with you.
We shortlist pre-vetted candidates from our delivery center for each seat. You interview, test and approve each hire. Nothing starts without your sign-off.
One flat monthly fee per seat, never a percentage of collections. A Business Associate Agreement is signed before anyone touches protected health information. Your team is onboarded into your systems and supervised on our floor, with a 14-day go-live target.
Cost Comparison

Billing seats
3 seats
| Per year, 3 seats | In-house (US) | OffshoreMeds | You keep |
|---|---|---|---|
| Wages (BLS median) | $153,420 | Included in seat fee | $153,420 |
| Benefits & payroll costs (~30% of compensation) | $65,751 | Included in seat fee | $65,751 |
| Rehiring (amortized) | $4,794 | Included in seat fee | $4,794 |
| Flat seat fee ($2,000/month, top of our range) | None | $72,000 | −$72,000 |
| Team totals | $223,965 | $72,000 | $151,965 / yr |
| Difference | About 68% lower annual staffing cost Roughly $12,664 a month for 3 seats, before counting workspace, hardware or management time. | Get a seat quote | |
Included in each seat:
Recruitment & vettingTraining & onboardingManagement & daily QASecure office & hardwareTurnover replacementBAA & compliance setupHow we calculated this. Wages are the BLS median for medical records specialists ($51,140). Benefits assume they make up 30% of total compensation, per BLS employer cost data. Rehiring spreads SHRM’s average cost-per-hire (about $4,700) over 34% annual turnover in health care (BLS JOLTS 2025). Software, workspace, hardware and supervisor time are left out, so the in-house figure is conservative. The inputs are US data; for a practice in the UK or Canada, use your own wage and employer-cost figures in the same sum.
A billing seat runs $1,500–$2,000 per month and the table uses the top of that range. Prices are indicative until your written quote confirms the exact fee. Your EHR and practice management licenses stay with you either way. Your own wages and savings will differ.
Security & Compliance
A Business Associate Agreement is signed before anyone touches protected health information. It is step one of each engagement, never an add-on.
HIPAA-trained and retrained quarterly, background-checked and individually NDA-signed.
Encrypted machines, zero local storage, USB disabled. Nothing downloads or leaves.
Biometric access and CCTV-monitored floors. A supervised center, not home offices.
Screen and activity logs on each seat, shared with your compliance team on request.
Shifts overlap your working hours, so handoffs happen while both teams are online.
Staff log in to your EHR under your access controls. Your data never enters our environment.
No file transfers, no third-party storage, no shadow workflows.
This is general information, not legal advice. Review your payer contracts and the rules where you practice with your compliance advisor.
Markets

HIPAA applies through a business associate agreement, and State, payer and Medicare Advantage terms can add conditions. In Puerto Rico, 84% of Medicare beneficiaries were in Medicare Advantage in 2022, against 48% in the US.

OHIP claims go to the Ministry of Health through MCEDT, submitted by the physician or a designated agent under PHIPA, and a claim sent more than 3 months after the date of service is stale dated.

Private practice invoices are coded to the CCSD Schedule and sent to insurers through Healthcode’s Clearing Service, and UK GDPR calls for an Article 28 contract and a transfer mechanism when staff work outside the UK.
Practice in another country? Say where it is on the call. The rules that apply there are the first thing to settle, and the vendor questions are written to be put to any vendor.
Seat fee, US in-house cost and percentage-of-collections fees side by side, with the method shown.
The Business Associate Agreement, the safeguards, and the payer and state rules that can rule offshore work out.
ICD-10, CPT and HCC coders working in your EHR, audited daily against a published accuracy standard.
Appeals, A/R follow-up and root-cause work, measured against published denial-rate benchmarks.
Staff who prepare, submit and track prior authorizations, with the clinical line kept where it belongs.
Same HIPAA rules as the mainland, heavy Medicare Advantage, and what the offshore checks mean for Puerto Rico practices.
How designated billing agents fit MCEDT, and what PHIPA and PIPEDA say about offshore agents.
Insurer invoicing with CCSD codes through Healthcode, and the UK GDPR documents an offshore team needs.
Coverage, benefits, authorization and patient-cost checks done before the visit, not after the denial.
Five steps from choosing roles to go-live, with the compliance and cost checks in the right order.
The terms HIPAA requires in the contract, what the practice must do about problems, and what to add for offshore work.
State storage laws, payer consent clauses and Medicaid rules that can restrict offshore billing, and how to check which ones bind you.
How the fee works, what Medicare, Medicaid and the OIG say about paying a billing agent, and questions to ask before you sign.
The federal caps, examples from Cigna, Aetna, Texas Medicaid and Illinois Medicaid, and how to find and track the limit that applies.
Which payers the CMS rule covers, the 72-hour and 7-day timeframes, what it excludes and the dates that matter.
What CMS requires of plans, what one plan's provider form asks and what a practice should have ready.
The Ministry's three-month rule, the reports after each submission, the monthly cut-off and how to work rejected claims.
Questions on contract, access, location, payer rules, pay and exit, each tied to the rule or source behind it.
Who notifies the practice, individuals, HHS and the media, who is liable for what, and the current penalty tiers.
Who is told to check the OIG exclusion list, what OIG says about billing work and contractors, and what the sources leave open for staff abroad.
What HIPAA requires, what each of the three frameworks proves, where they stop and what evidence to ask a vendor for.
Where the proposed update stands, what it would require of business associates and what to do while it is a proposal.
What the HIPAA definitions say, what HHS said about contractors on site, what changes with the label and where the sources stop.
Billing data as a Part 2 record, the qualified service organization route, consent, HIPAA penalties and what the rule does not say about location.
The Part D and Medicaid clocks that apply to drug requests, the electronic standards and what staff track.
Return or destruction of data, ending access, the Medicare notice when a billing agent changes and who keeps control of payment.
OIG's sampling guidance, why no source sets an accuracy percentage, how to read the CERT rate and how to check a coder's credential.
The access and training standards that attach to each person, which parts are required, and what the 2025 proposal would add.
When a vendor's access to bulk health data is restricted, who a covered person is, the conditions, the dates and what is not exempt.
The five appeal levels for original Medicare claims, the deadline and decision-maker at each, and the 2026 and 2027 dollar thresholds.
Who is a covered entity, a business associate or a clearinghouse under HIPAA, the transaction standards and where offshore billing staff fit.
The later-of effective date rule, the retrospective billing window, change reporting, revalidation and deactivation, and the CAQH attestation cycle.
What RADV checks and how it is scored, the 2024 CMS-HCC model, the vacated 2023 rule and OIG's guidance on coding vendors.
No general ban in six places, the contract each expects, the UK and EU transfer rules, Australia's disclosure approach and one narrow ban.
FAQ
A OffshoreMeds billing seat costs $1,500-$2,000 per month. One flat monthly fee per seat, never a percentage of collections. Prices are indicative until your written quote confirms the exact fee. For comparison, the BLS median wage for a US medical records specialist was $51,140 in May 2025; with benefits and rehiring costs that comes to roughly $74,655 a year before workspace, hardware or software.
It can be. HIPAA does not prohibit offshore work, but it requires a signed Business Associate Agreement (45 CFR 164.504(e)) and safeguards suited to the risks of the location. A Business Associate Agreement is signed before anyone touches protected health information. Staff work only in your systems under your access controls, on encrypted workstations with local storage and USB disabled. Separately, some Medicare Advantage plans, state Medicaid programs and payer contracts restrict offshore access to patient data or require it to be disclosed, so check your contracts before you start. There is no official "HIPAA certification": HHS does not recognize one, so be wary of any vendor that claims it.
No. Clinical decisions stay with your US-licensed providers. Our nurse- and pharmacist-trained staff handle the administrative side of clinical work under your protocols: prior authorization submissions, refill request queues and chart preparation.
Our target is 14 days from a signed agreement. Days 1-3 cover role definition and candidate matching, days 4-10 cover your interviews and approval, and the remaining days cover onboarding, system access and a supervised go-live. Your own credentialing and system-access approvals can extend this.
Our on-floor supervisors and delivery leads. Your team works from a supervised delivery center, not home offices, with daily QA and production reporting. You set the workflows and quality bar; we enforce them and report to you daily.
Staff work inside your systems with your licenses, so there is no data migration and no new software to buy. Common examples include athenahealth, eClinicalWorks, Tebra (Kareo), NextGen and AdvancedMD, plus payer portals such as Availity. We confirm hands-on experience with your specific system when we match candidates.
No. One flat monthly fee per seat, never a percentage of collections. Many billing companies charge a percentage of collections instead, so their fee rises with your revenue. As an illustration, take a 5% fee: at $50,000 in monthly collections it is $2,500 a month, while a $2,000 seat works out to 4%. If collections grow to $80,000, the same fee becomes $4,000 and the seat fee stays $2,000. A percentage fee can cost less at low collection volumes, so compare both at your own numbers.
Yes. You can add or remove seats with 30 days' notice. You can start with one or two billers and add coding, prior auth or front-office support later.
We cover the seat with a cross-trained backup and source a replacement from our candidate pool, typically within 10 business days, at no extra cost. For context, SHRM puts the average US cost-per-hire at about $4,700.
No. We are not a pharmacy and do not sell, ship or dispense medications. OffshoreMeds is a staffing provider for medical billing, revenue cycle and healthcare back-office work.
Get Started
Pick a time below. Have these ready: the roles you need, your specialty and your EHR. We’ll come back with a fixed seat quote, candidate profiles to interview and a go-live plan.
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